INSURANCE SERVICES
Hit the Water with
Confidence
Whether you're cruising, fishing, or towing water skis—we help protect your boat, your gear, and your liability with coverage built for Pennsylvania waters.
What’s We Cover
Coverage for All Kinds of Watercraft & Boating Risks
We insure a wide variety of recreational and personal-use watercraft, with plans that cover both physical damage and liability.
Boat Insurance
For pontoon boats, speedboats, fishing vessels & runabouts. Coverage includes:
- Collision & comprehensive
- Liability for injury or property damage
- Towing, fuel spills & wreck removal
Jet Ski & Personal Watercraft Insurance
Covers stand-up and sit-down PWCs against damage, theft, and injury claims.
Optional Add-Ons
- On-water towing
- Equipment & trailer protection
- Increased liability limits
- Storm & storage coverage
Why It Matters
Because One Bad Day on the Water Can Get Expensive
From submerged logs to unpredictable weather, boating carries real risk. We help you:
- Avoid costly repairs or replacements
- Stay compliant with marina & lake regulations
- Protect passengers, friends & family
Frequently Asked Questions
Boat Insurance in Pennsylvania
Is boat insurance required in Pennsylvania?
Not by law, but many marinas, docks, and lenders require proof of insurance. It’s also highly recommended for liability protection.
Does my homeowners policy cover my boat?
Most homeowners policies offer very limited coverage, if any. They typically exclude liability or high-value craft.
What kinds of boats do you insure?
We insure most personal-use vessels, including pontoons, fishing boats, bass boats, speedboats, and PWCs like jet skis.
Can I insure my boat for part of the year?
Yes—we offer seasonal plans or storage-only options for winter months.
Does boat insurance cover me on any body of water?
Policies can be tailored to inland lakes, coastal areas, or even out-of-state use. We’ll customize it to fit where you operate.