INSURANCE SERVICES

Mistakes Happen. Claims Happen. We Help You Stay Covered.

When you're running a business, even small issues can lead to big problems. Our liability coverage protects you from the financial fallout of lawsuits, claims & professional errors.

What’s We Cover

Liability Protection for Every Type of Professional Risk

Whether you advise clients, manage employees, handle data, or oversee a team—we help protect what’s at stake if something goes wrong.

  • General Liability Insurance

    Covers third-party bodily injury, property damage, and basic lawsuit risks—essential for nearly every type of business.

  • Professional Liability Insurance (E&O)

    Covers legal costs if your professional advice or services result in financial loss to a client.

  • Cyber Liability Insurance

    Helps pay for recovery, legal defense, and breach notification if your business suffers a data breach or cyberattack.

  • EPLI Insurance (Employment Practices Liability)

    Protects against claims of discrimination, wrongful termination, harassment & other employment-related issues.

  • Directors & Officers Insurance (D&O)

    Protects your leadership team if they’re personally named in lawsuits related to business decisions or fiduciary duties.

Why It Matters

One Lawsuit Shouldn’t Shut You Down

Lawsuits, data loss, and HR claims happen fast—and often without warning. Our job is to make sure you’re protected when things go sideways.

  • Coverage for both client-facing and internal risks
  • Works for solo businesses, teams, and corporate structures
  • Affordable options even for small businesses & new ventures

Bundle-Friendly Options:

  • Property or Auto + Liability Packages
  • Cyber & E&O for tech or consultant firms
  • Workers Comp + EPLI for growing teams
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Frequently Asked Questions

Professional & Liability Insurance in PA

  • Do I need both general and professional liability?

    Often, yes. General covers physical risks, while professional liability covers financial harm caused by services or advice.

  • Is cyber insurance only for tech companies?

    No—any business that stores personal data, processes payments, or uses cloud software can be targeted in a breach.

  • What if I only work with clients part-time?

    You still face liability. We can scale your coverage to your business hours or seasonal needs.

  • How expensive is E&O or cyber insurance?

    Costs vary based on your risk, industry, and limits—but we offer affordable plans for solo entrepreneurs and larger teams alike.

  • Do I need EPLI if I only have a few employees?

    Yes—even a small team can trigger claims, and EPLI helps protect against wrongful termination, wage disputes, and more.