Personal Insurance

Personal Insurance That  Moves With You

From weekend trips to watersports, trail rides to international flights—we offer personal protection for your lifestyle, not just your location.

What We Cover

Flexible Protection for Everyday & Recreational Life

We help individuals and families across Pennsylvania insure the things that make life fun, adventurous, and secure.

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ATV & RV Insurance

Coverage for off-road and long-haul vehicles. Includes collision, liability, and protection for your ride and gear.

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Boat & Watercraft Insurance

Coverage for boats, jet skis & personal watercraft used on PA lakes and beyond. Includes theft, damage, and passenger liability.

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Social Security Analysis

Supplemental and disability planning designed to support your Social Security strategy. Income protection and benefit coordination support.

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Flood & Collectible Insurance

Protects what traditional homeowners policies often don’t—flood-prone areas, heirlooms, valuables & more.

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Travel Protection

From trip cancellations to emergency medical coverage—we offer flexible travel insurance plans for domestic and international travelers.

Why It Matters

Your Lifestyle Deserves Coverage That Matches

You work hard—and how you unwind or protect what matters shouldn’t be an afterthought. We help you:


  • Avoid gaps in standard homeowners or auto policies
  • Get specialty coverage for hobbies, trips, and valuables
  • Save time with bundled, simplified coverage options
Frequently Asked Questions

Personal Insurance in Pennsylvania

  • Is boat insurance required in PA?

    Not legally, but many marinas, lenders, and high-traffic lakes require it. It’s also smart protection against theft, damage, or injury claims.

  • Does homeowners insurance cover flood or collectibles?

    Rarely. You’ll need separate flood or valuables coverage to be fully protected.

  • Can I get travel insurance even for short trips?

    Yes—single-trip policies are available and affordable, even for quick vacations or work travel.

  • What type of insurance protects Social Security benefits?

    While Social Security itself isn’t insured, we offer disability and income protection plans to reduce gaps and support longer-term planning.

  • Can I bundle my RV, ATV, or boat with other policies?

    Absolutely. We create bundled plans that offer convenience and often lower your overall premium.