Business insurance

Business Insurance That Works the Way You Do

Whether you’re running a snowplow service in Carlisle, a tattoo shop in Pittsburgh, or a box truck fleet out of Philly—we’ll help you find coverage that makes sense for how you operate.

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Commercial Vehicle Coverage

From one truck to full fleets, we help you stay road-legal and ready for business.
Covers:

  • Box trucks,
  • Cargo vans
  • Tow trucks
  • Food trucks
  • Snow plows & more.
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Property & Business Essentials

Protect your physical space, income, and essential operations from loss or interruption.
Covers:

  • Builders risk
  • Commercial
  • Property
  • Garage keepers
  • Business interruption
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Trades, Services & Skilled Professions

We cover contractors, house cleaners, landscapers, and every hands-on pro in between.

Covers:

  • Liability
  • Tools
  • Trucks
  • Flexible seasonal coverage options
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Industry-Focused Insurance

From tattoo shops to microbreweries, we understand niche industry needs.

Covers:

  • Daycare
  • Nonprofit
  • Tattoo
  • Microbrewery
  • Specialty shop insurance
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Professional Risk & Liability

Mistakes happen—these policies help protect your reputation and bottom line.
Covers:

  • E&O
  • General liability
  • D&O
  • Cyber
  • EPLI insurance
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Surety & Financial Guarantees

Need a bond for licensing, permitting, or contracts? We make it easy.
Covers:

  • Surety bonds
  • Dealer bonds
  • License compliance bonds

Why Business Owners Choose Us

  • Fast turnarounds: Get quotes and certificates quickly—often same-day


  • Local insight, statewide service: We understand everything from rural plow routes to city-specific vendor requirements


  • We know what questions to ask: You don’t have to figure this out alone


  • Independent access to top commercial carriers means competitive pricing & flexible coverage

Frequently Asked Questions

  • Do I need property insurance if I rent my home?

    Yes. While your landlord’s policy likely covers the building itself, it won’t protect your belongings or liability. Renters insurance ensures you’re covered if your stuff is damaged, stolen, or if someone gets hurt in your unit.

  • How much home insurance do I need?

    That depends on the value of your home, your belongings, and your level of risk. We’ll help you calculate replacement costs and liability needs to ensure you’re fully protected without overpaying.

  • Is property insurance required by law?

    Homeowners insurance is typically required by lenders if you have a mortgage. Renters insurance may be required by your landlord, but even when it’s not, it’s a smart move. We can help you understand the expectations and benefits in your situation.

  • Can I bundle my home or renters insurance with other policies?

    Absolutely. Bundling your property insurance with auto, umbrella, or even life insurance can simplify your coverage—and often lower your overall cost.

  • Will my home policy cover floods or earthquakes?

    Not by default. These risks usually require separate or additional coverage. We’ll help you assess whether you need them based on where you live and what risks you face.