INSURANCE SERVICES

Protection for the People Who Get the Job Done

Whether you're hauling mulch, fixing pipes, or cleaning homes—you need coverage that works as hard as you do. We’ve got it.

What’s We Cover

Practical Coverage for Service-Based Work

We tailor coverage for tradespeople, field service pros & independent workers across Pennsylvania.

  • Contractors Insurance

    Covers liability, tools, vehicles, and compliance for general contractors and subs in all trades.

  • Handyman Insurance

    Flexible, affordable protection for self-employed handymen and repair specialists working in multiple trades.

  • House Cleaning Insurance

    Covers damage to client property, slip-and-falls, and theft allegations. Options for solo cleaners & growing teams.

  • Landscaping Insurance

    Seasonal and annual coverage for lawn care, landscaping, hardscaping & snow removal businesses.

  • Snow Plowing Insurance

    Custom coverage for plow trucks, seasonal routes, and third-party damage during winter operations.

Why It Matters

Your Work Is Physical—Your Protection Should Be Practical

Service businesses rely on trust, reputation, and staying on schedule. Our job is to make sure one accident doesn’t derail everything you’ve built.

  • Flexible payment options for seasonal and part-time workers
  • Fast turnaround for proof of insurance (COIs) and jobsite requirements
  • Protection for your income, your tools & your clients' peace of mind

Additional Options to Bundle:

  • Commercial Vehicle Insurance
  • General Liability
  • Workers Comp
  • Tool & Equipment Coverage
A brick chimney is visible through the leaves of a tree in front of a building.
Frequently Asked Questions

Insurance for Trades & Services

  • Do I need insurance if I’m a solo handyman or contractor?

    Yes. Many clients and job sites require it, and general liability is essential protection even for small jobs.

  • Is insurance required for house cleaning businesses?

    It’s not legally required, but it protects you from damage claims, accidents, or client disputes—and builds trust.

  • Can I get part-time or seasonal coverage?

    Yes. We offer flexible plans ideal for landscapers, plow drivers, and independent workers who don’t operate year-round.

  • What if I hire a crew or subcontractor later?

    We can scale your policy as your business grows, including adding employees or vehicles mid-term.

  • Do I need separate coverage for my tools and van?

    Yes. Your liability policy won’t automatically cover gear or vehicles, but we can bundle them affordably.